FEATURES OF THE TRANSFORMATION OF THE REGIONAL MODELS OF THE HOUSEHOLDS’ FINANCIAL BEHAVIOR

Authors

  • Olha Popelo Chernihiv Polytechnic National University
  • Maksym Dubyna Chernihiv Polytechnic National University
  • Nataliia Kholiavko Chernihiv Polytechnic National University
  • Olena Panchenko Chernihiv Polytechnic National University
  • Artem Tarasenko Chernihiv Polytechnic National University

DOI:

https://doi.org/10.15544/mts.2022.12

Keywords:

digitalization, financial behavior, household, the level of the households’ financial behavior transformation, regional models of financial behavior, transformation

Abstract

The article is devoted to identifying the features of the transformation of the regional models of the households’ financial behavior. An algorithm and a method for determining the level of the households’ financial behavior transformation are proposed. Based on this methodology, the authors made calculations that allowed to group the regions according to the level of the households’ financial behavior transformation. As a result, four groups of regions have been identified: with a high level of the households’ financial behavior transformation, with a level above average, with a medium and low level of the households’ financial behavior transformation. Features of each group of regions are described. The increase in the impact of digitalization on the financial behavior of households as a result of the COVID-19 pandemic has been demonstrated.

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Published

2022-03-31

How to Cite

Popelo, O., Dubyna , M., Kholiavko , N., Panchenko, O., & Tarasenko, A. (2022). FEATURES OF THE TRANSFORMATION OF THE REGIONAL MODELS OF THE HOUSEHOLDS’ FINANCIAL BEHAVIOR. Management Theory and Studies for Rural Business and Infrastructure Development, 44(1), 117–124. https://doi.org/10.15544/mts.2022.12

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